Whether we are working in Texas, Oklahoma, Louisiana or Arkansas
TEXAS RV DISPOSAL SERVICES IS "FULLY" INSURED.
Do Not Ignore Insurance ...
or individuals or organizations lack thereof.
"Oh, nothing's gonna happen."
Yeah Right!
County Extension Agents have been warning property owners about utilizing the services of a company, and or individual that is not fully insured. Liability is not enough. Many property owners have lost their property and more due to injuries caused by uninsured or under insured service providers.
TEXAS RV DISPOSAL can and will provide you with a Certificate of Insurance upon request. This COI, as it is more commonly referred, is created by TEXAS RV DISPOSAL insurance agent. Many companies and or individuals will "Make Up" their own ... which is illegal.
The vast majority of Companies, especially individuals who are owner operators, do not have Insurance and those that do only have General liability.
General Liability only partially protects you.
General Liability does not protect you if any of the organization's employees or owner operators get hurt while on your job. The vast majority of owner operators don't carry Workers comp because the sate of Texas does not require it. ... but if they get hurt they also can sue the land owner, and many have.
AND the majority of companies, and again especially owner operators, do not carry commercial vehicle insurance.
Again, if they hit or hurt something or somebody, with their car, van or truck, while on your property, you are not fully covered. You can and will be held liable….
AND what these uninsured individuals, owner operators
and or companies are notorious for doing is offering their service
for a cheaper price BECAUSE they are not paying for insurance.
You see General Liability is based on
GROSS INCOME and the type of work performed.
Workers Comp is also based on the type of work
and is varying percentages of the GROSS PAY.
So no one just pays a flat fee. If they don't
do enough business they can't afford the insurance.
AND ... Some businesses would just rather have the
additional money added to their bottom line.
So you have to ask, "WHY don't they do enough business?"
There a lot of reasons ... none of them are good for you.
They charge a "cheaper price" and
then YOU pay the price for them being uninsured or under insured.
YOU could pay with your the loss of your property plus
thousands of dollars more, even hundreds of thousand
or even millions just to save a few dollars.
Don't be taken in by the cheap price.
If they are cheaper or cheapest there's a reason for it.
Ask your TEXAS RV DISPOSAL Estimator what "fully" means.
TEXAS RV DISPOSAL IS "FULLY" INSURED
and we have been here for years ... and years ... and years...
